Author Archive: ConnieClark

3 Things to Consider Before Filing an Insurance Claim

Hurricane season is here. Should a storm come your way, you’ll want to be prepared. This involves more than putting together batteries and non-perishable items. It also means gathering paperwork and preparing yourself for filing insurance claims (should damage occur). A little time now may make repairs easier in the long run. Here are a few tips to help you in the process.

Read Your Policy

If a severe storm occurs, the cost of renovations and construction can add up quickly. Insurance can help, but only if your policy covers the damage. Before a storm rolls in, read through your homeowner’s policy, and consult your insurance agent about how to handle real estate insurance claims austin tx. You may need to add or change coverage. For example, hurricane policies do not always cover flooding. That would require a separate policy for rising waters. It costs more, but it may pay off after a storm.

Document Your Belongings

Grab your phone. Walk around your home. Take a video (or photograph) of each area. Be sure to capture images of even small objects. Should something occur to that area, you’ll need documentation of your valuables. Upload the film or pictures to a cloud so that it is available from any location.

Know Procedures

After the system clears, inspect your home carefully. Issues may not appear right away. If you notice issues, call the claim’s department. At that time, an agent may start a claim and refer you to a restoration company. Get back out your camera. Document any areas that have problems. Again, save everything and email it to the agent assigned to your case. Anything that goes in the trash needs to be replaced. Insurance might compensate for it, but that requires evidence that it has been ruined. Don’t … Read more

Why You Should Consider a Legal Career

Gone are the days when a law firm was the stodgiest place in town to be. No more endless dark wood. No more leather chairs only in the reception area. No more cigar smoke hanging in the air. No more old boy network. No more banks of female secretaries sitting in windowless rooms pounding away on typewriters.

No, today’s law firm is not your father’s law firm. Today’s law firms, especially the larger ones, are exciting places in which to work, and offer numerous career opportunities. Just because you have no desire to go to law school and become an attorney yourself does not mean that you can’t have a very satisfying – and lucrative – legal career.

Whether your career goal is to become a legal assistant, a paralegal, an accountant, an IT professional, or a member of upper management, you can find all of these opportunities and more within a large law firm. Here are some additional reasons why you should consider a legal career.

Loving Your Job

When you’re looking for a job, you want one where you can thrive, advance, and succeed. You also want one where you can develop good interpersonal relationships. Consequently, you’ll want to access not only “customer” reviews, but also those of current and former employees.

Take Tully Rinckey for instance. This multi-location law firm headquartered in Albany, New York, receives an overall 3.7 rating (out of 4.0) from one review source, with specific area ratings as follows:

  • 4.0 Pay & Benefits
  • 3.9 Work-Life Balance
  • 3.7 Culture
  • 3.4 Job Security & Advances
  • 3.4 Management

Another review source also gives this firm an overall 3.9 rating. In addition, 75% of reviewers say they approve of the CEO, and 68% would recommend this firm to a job-seeking friend.

Doing Good

If you want to … Read more

What are break notices in a commercial lease?

If you’re renting out a commercial property or intend to acquire a lease to use the property then it’s likely that you’ll come across the term ‘break notice’ at some point. But what are break notices and what should you be aware of if you’re intending to exercise it or just want to understand the notice before you sign on the dotted line?

A break clause is often negotiated between two parts before entering a lease. It’s an agreement that means either the landlord, tenant or both parties have the right to end the lease prematurely by issuing a break notice on the other party. For example, if a business wishes to end their lease early then they must serve a break notice to their landlord, as long as certain conditions are met.

When can I serve a break notice as a tenant?

Be sure to read all the conditions set out in the break clause that you signed when you initially began renting out the property. If you don’t meet the conditions, the landlord is entitled to prevent the tenant from ending the lease early. This is where a solicitor will normally enter the picture, as disputes can arise from the landlord contesting the break clause.

The conditions you must meet will differ depending on what the landlord has included, but there are a number of common conditions that landlords usually insert. You will likely have an obligation to pay all rent owed, any other payments owed and ensure that repair obligations have been met.

It is essential that a break notice is carefully drafted to ensure it meets all the conditions of the lease and the law. If the notice is incorrect in any way, the tenant is usually obligated with seeing out the remainder of the lease. … Read more